Banks Rates 2018



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Bank
Package
Year 1
Mthly Payment
Year 2
Mthly Payment
Year 3
Mthly Payment
Total Interest ▼
BOC
BOC 3 Years Fixed - Min 500K
S$2,500
Int Save: S$74
Fixed (1.85%)
S$2,513
Int Save: S$48
Fixed (1.90%)
S$2,527
Int Save: S$24
Fixed (1.95%)
3 Yrs: S$32,588
You Save: S$1,761
DBS
2 Years Fixed Rate - Residential
S$2,537
Int Save: S$10
Fixed (1.98%)
S$2,537
Int Save: S$10
Fixed (1.98%)
S$2,537
Int Save: S$9
FDR + 1.48% (1.98%)
3 Yrs: S$34,001
You Save: S$348
UOB
UOB 2Y FIXED Rate Lock-In 2 Years (Mortgage Rate TA) - Limited Tranche
S$2,537
Int Save: S$10
Fixed (1.98%)
S$2,537
Int Save: S$10
Fixed (1.98%)
S$2,537
Int Save: S$9
Float (1.98%)
3 Yrs: S$34,001
You Save: S$348
BOC
BOC 2 Year Fixed Rate
S$2,500
Int Save: S$74
Fixed (1.85%)
S$2,500
Int Save: S$72
Fixed (1.85%)
S$2,632
Int Save: S$-155
Sibor + 0.70% (2.34%)
3 Yrs: S$34,449
You Save: S$-100
CITI
2 Year Fixed Rate Loan $500,000 < $2,000,000
S$2,514
Int Save: S$49
Fixed (1.90%)
S$2,514
Int Save: S$48
Fixed (1.90%)
S$2,640
Int Save: S$-167
Sibor + 0.85% (2.36%)
3 Yrs: S$35,177
You Save: S$-828
HSBC
HSBC 2 Years Fixed Rate Package for Completed Property - Min $200k
S$2,529
Int Save: S$25
Fixed (1.95%)
S$2,529
Int Save: S$24
Fixed (1.95%)
S$2,614
Int Save: S$-121
Sibor + 0.75% (2.26%)
3 Yrs: S$35,213
You Save: S$-864
HSBC
HSBC 3 Years Fixed Rate Package for Completed Property - Min $200k
S$2,558
Int Save: S$-25
Fixed (2.05%)
S$2,558
Int Save: S$-24
Fixed (2.05%)
S$2,558
Int Save: S$-24
Fixed (2.05%)
3 Yrs: S$35,218
You Save: S$-869
UOB
UOB 2Y FIXED Rate Lock-In 2 Years (Mortgage Rate TA)
S$2,567
Int Save: S$-40
Fixed (2.08%)
S$2,567
Int Save: S$-39
Fixed (2.08%)
S$2,567
Int Save: S$-38
Float (2.08%)
3 Yrs: S$35,740
You Save: S$-1,391
MB
2 Years Lock-In Fixed Rate - Completed only - Year 3 onwards boardrate
S$2,529
Int Save: S$25
Fixed (1.95%)
S$2,529
Int Save: S$24
Fixed (1.95%)
S$2,652
Int Save: S$-185
Float (2.40%)
3 Yrs: S$35,980
You Save: S$-1,631
CITI
2 Year Fixed Rate Loan $100,000 < $500,000
S$2,543
Int Save: S$0
Fixed (2.00%)
S$2,543
Int Save: S$0
Fixed (2.00%)
S$2,642
Int Save: S$-168
Sibor + 0.85% (2.36%)
3 Yrs: S$36,361
You Save: S$-2,012
SBI
Fixed Rates 2 Years Lock-In for Completed Residential Properties -
S$2,543
Int Save: S$0
Fixed (2.00%)
S$2,543
Int Save: S$0
Fixed (2.00%)
S$2,681
Int Save: S$-232
Float (2.50%)
3 Yrs: S$37,129
You Save: S$-2,780
DBS
3 Years Fixed Rate - Residential Loan
S$2,596
Int Save: S$-89
Fixed (2.18%)
S$2,596
Int Save: S$-87
Fixed (2.18%)
S$2,596
Int Save: S$-85
Fixed (2.18%)
3 Yrs: S$37,480
You Save: S$-3,132
UOB
UOB 3Y FIXED Rate Lock-In 3 Years
S$2,596
Int Save: S$-89
Fixed (2.18%)
S$2,596
Int Save: S$-87
Fixed (2.18%)
S$2,596
Int Save: S$-85
Fixed (2.18%)
3 Yrs: S$37,480
You Save: S$-3,132





Bank
Package
Year 1
Mthly Payment
Year 2
Mthly Payment
Year 3
Mthly Payment
Total Interest ▼
CIMB
Sibor 1M 2 Yrs Lock-In for Completed / BUC Private Properties
S$2,431
Int Save: S$192
Sibor + 0.10% (1.61%)
S$2,445
Int Save: S$163
Sibor + 0.15% (1.66%)
S$2,472
Int Save: S$113
Sibor + 0.25% (1.76%)
3 Yrs: S$28,738
You Save: S$5,611
SCB
SCB 36-mth Pegged To Fixed Deposit Rate
S$2,456
Int Save: S$148
FDR + 0.98% (1.70%)
S$2,456
Int Save: S$145
FDR + 0.98% (1.70%)
S$2,456
Int Save: S$141
FDR + 0.98% (1.70%)
3 Yrs: S$29,143
You Save: S$5,206
MB
3 Years Lock-In SRFR2
S$2,462
Int Save: S$138
Float (1.72%)
S$2,470
Int Save: S$121
Float (1.75%)
S$2,478
Int Save: S$104
Float (1.78%)
3 Yrs: S$29,995
You Save: S$4,354
SCB
36months FDR with MOA
S$2,471
Int Save: S$124
FDR + 1.03% (1.75%)
S$2,471
Int Save: S$121
FDR + 1.03% (1.75%)
S$2,471
Int Save: S$117
FDR + 1.03% (1.75%)
3 Yrs: S$30,009
You Save: S$4,339
HSBC
HSBC TMDR-pegged Home Loan for Completed Properties - Min $200
S$2,471
Int Save: S$124
FDR + 1.10% (1.75%)
S$2,471
Int Save: S$121
FDR + 1.10% (1.75%)
S$2,471
Int Save: S$117
FDR + 1.10% (1.75%)
3 Yrs: S$30,009
You Save: S$4,339
CITI
Sibor Loan $500,000 < $2,000,000 - Completed Only
S$2,474
Int Save: S$118
Sibor + 0.25% (1.76%)
S$2,474
Int Save: S$115
Sibor + 0.25% (1.76%)
S$2,474
Int Save: S$112
Sibor + 0.25% (1.76%)
3 Yrs: S$30,217
You Save: S$4,131
RHB
RHB Refinance Private Property - 3 Yrs
S$2,471
Int Save: S$124
Float (1.75%)
S$2,476
Int Save: S$111
Float (1.77%)
S$2,482
Int Save: S$99
Float (1.79%)
3 Yrs: S$30,347
You Save: S$4,002
OCBC
OCBC Mortgage Rate Plus - Completed Properties
S$2,471
Int Save: S$124
Float (1.75%)
S$2,485
Int Save: S$97
Float (1.80%)
S$2,498
Int Save: S$71
Float (1.85%)
3 Yrs: S$30,852
You Save: S$3,496
UOB
Mortgage Rate Lock-In 2 Years
S$2,485
Int Save: S$99
Float (1.80%)
S$2,485
Int Save: S$96
Float (1.80%)
S$2,485
Int Save: S$94
Float (1.80%)
3 Yrs: S$30,876
You Save: S$3,472
CITI
Sibor BUC Loan $500,000 & above - New Project
S$2,474
Int Save: S$118
Sibor + 0.25% (1.76%)
S$2,488
Int Save: S$91
Sibor + 0.30% (1.81%)
S$2,515
Int Save: S$42
Sibor + 0.40% (1.91%)
3 Yrs: S$31,338
You Save: S$3,011
OCBC
3M SIBOR - Completed Property
S$2,467
Int Save: S$130
Sibor + 0.10% (1.74%)
S$2,495
Int Save: S$79
Sibor + 0.20% (1.84%)
S$2,522
Int Save: S$31
Sibor + 0.30% (1.94%)
3 Yrs: S$31,477
You Save: S$2,871
CITI
Sibor Loan $100,000 < $500,000 - Completed Only
S$2,489
Int Save: S$93
Sibor + 0.30% (1.81%)
S$2,502
Int Save: S$67
Sibor + 0.35% (1.86%)
S$2,516
Int Save: S$42
Sibor + 0.40% (1.91%)
3 Yrs: S$31,928
You Save: S$2,421
RHB
RHB Refinance Private Property - 2 Yrs
S$2,479
Int Save: S$109
Float (1.78%)
S$2,479
Int Save: S$106
Float (1.78%)
S$2,560
Int Save: S$-35
Float (2.08%)
3 Yrs: S$32,192
You Save: S$2,156
DBS
PTFD Rate 2 Years Lock-In - Completed Properties
S$2,508
Int Save: S$59
FDR + 1.38% (1.88%)
S$2,508
Int Save: S$58
FDR + 1.38% (1.88%)
S$2,508
Int Save: S$56
FDR + 1.38% (1.88%)
3 Yrs: S$32,264
You Save: S$2,084
HSBC
Sibor 1M 2 Years Lock-In for Completed Properties - Min $200k
S$2,517
Int Save: S$44
Sibor + 0.40% (1.91%)
S$2,517
Int Save: S$42
Sibor + 0.40% (1.91%)
S$2,517
Int Save: S$41
Sibor + 0.40% (1.91%)
3 Yrs: S$32,820
You Save: S$1,529
HSBC
Sibor 1M 2 Years Lock-In for Completed Properties - Min $200k
S$2,532
Int Save: S$19
Sibor + 0.45% (1.96%)
S$2,532
Int Save: S$18
Sibor + 0.45% (1.96%)
S$2,532
Int Save: S$18
Sibor + 0.45% (1.96%)
3 Yrs: S$33,688
You Save: S$660
SCB
1 Month SIBOR Rate - 2 Years Lock-In for Completed Private/HDB Properties (with MortgageOne)
S$2,600
Int Save: S$-95
Sibor + 0.68% (2.19%)
S$2,600
Int Save: S$-93
Sibor + 0.68% (2.19%)
S$2,600
Int Save: S$-91
Sibor + 0.68% (2.19%)
3 Yrs: S$37,689
You Save: S$-3,341
DBS
PTFD Rate No Lock-In - Completed Properties
S$2,602
Int Save: S$-99
FDR + 1.70% (2.20%)
S$2,602
Int Save: S$-97
FDR + 1.70% (2.20%)
S$2,602
Int Save: S$-94
FDR + 1.70% (2.20%)
3 Yrs: S$37,829
You Save: S$-3,480
OCBC
Fixed Rate 2 Years (Mortgage Rate Plus) - Completed Property
S$2,596
Int Save: S$-89
Fixed (2.18%)
S$2,596
Int Save: S$-87
Fixed (2.18%)
S$2,615
Int Save: S$-117
Float (2.25%)
3 Yrs: S$37,870
You Save: S$-3,521
HLF
Pte Home Loan - Board Rate 2 Yrs Lock-In (include EC)
S$2,572
Int Save: S$-49
Float (2.10%)
S$2,572
Int Save: S$-48
Float (2.10%)
S$2,663
Int Save: S$-200
Float (2.43%)
3 Yrs: S$37,924
You Save: S$-3,575
SCB
3 Months SIBOR Rate - Mortgage One (Pte Only)
S$2,607
Int Save: S$-108
Sibor + 0.58% (2.22%)
S$2,607
Int Save: S$-105
Sibor + 0.58% (2.22%)
S$2,607
Int Save: S$-103
Sibor + 0.58% (2.22%)
3 Yrs: S$38,132
You Save: S$-3,783
BOC
BOC 3M SIBOR 2 Years - Min 500K
S$2,643
Int Save: S$-167
Sibor + 0.70% (2.34%)
S$2,643
Int Save: S$-163
Sibor + 0.70% (2.34%)
S$2,643
Int Save: S$-159
Sibor + 0.70% (2.34%)
3 Yrs: S$40,224
You Save: S$-5,875
SBI
3M SIBOR Rates NO Lock-In for Completed Residential Properties
S$2,658
Int Save: S$-192
Sibor + 0.75% (2.39%)
S$2,658
Int Save: S$-188
Sibor + 0.75% (2.39%)
S$2,658
Int Save: S$-183
Sibor + 0.75% (2.39%)
3 Yrs: S$41,096
You Save: S$-6,747
SBI
3M SIBOR Rates 3 Years Lock-In for Completed Residential Properties
S$2,673
Int Save: S$-217
Sibor + 0.80% (2.44%)
S$2,673
Int Save: S$-212
Sibor + 0.80% (2.44%)
S$2,673
Int Save: S$-207
Sibor + 0.80% (2.44%)
3 Yrs: S$41,969
You Save: S$-7,620
MB
Maybank completed 3-year lock-in Sibor
S$2,703
Int Save: S$-266
Sibor + 0.90% (2.54%)
S$2,703
Int Save: S$-260
Sibor + 0.90% (2.54%)
S$2,703
Int Save: S$-254
Sibor + 0.90% (2.54%)
3 Yrs: S$43,716
You Save: S$-9,367


*Disclaimers: Rates are subjected to change anytime by any banks at the owned discretion without notice. We are not liable for the changes, Consumers need to check before commit to any property loans,